All your money one warm view.

Connect your accounts and know where you stand.

Warm dashboard showing accounts, net worth, and financial health

Bank-Level Security

Secure Connection

Connect any bankin seconds.

Easily access more than 12,000 banks.
Securely connected with .

How it works

Three steps to clarity.

1
A

Link your accounts

2
Syncing transactions...0%

Wait a few seconds

3
Net Worth
$0
+$2,340this month

See the whole picture

Built-in Tools
Pro

Ask AI anythingabout your finances.

terminal
calcifer@mbp~%npx @warmio/mcp
Claude Codev1.0.49
Loaded warm tools (3 tools)
>How much did I spend on restaurants last month?
claude
Here's your restaurant spending last month: Date Merchant Amount ──────── ──────────────────── ──────── Jan 02 Tartine Bakery $22.50 Jan 08 Delfina $94.50 Jan 14 Nopa $112.40 Jan 19 Souvla $38.20 Jan 26 Foreign Cinema $115.40 ──────── ──────────────────── ──────── Total (5 transactions) $383.00 ↑ 8% from December ($354.60)

Learn more about how Warm is AI friendly. Learn more →

Features

What you get

Find any transaction.Know where it went.

  • See your wealth

    Watch what you own grow. Spot trouble early.

  • Find any charge

    That thing from 6 months ago? Found in seconds.

  • Know where it went

    See what you spent. No work needed.

  • Cash flow view

    See why some months feel tight.

  • Spot repeat charges

    Find that gym you forgot about.

  • All accounts, one place

    No more app-hopping to see your stuff.

  • Bill calendar

    See what is due. No late fees.

  • Safe and sound

    We see your data. Never touch your money.

  • Add old records

    Bring in past statements. See your full story.

Pricing

Pricing

No surprises.Just honest pricing.

Free

Import transactions manually

Free

 

Start Free

CSV import only
No credit card required

Most Popular
Plus

Connect your bank accounts

$5.99/mo

 

Get Started

Up to 3 synced accounts
Cancel anytime

badge 13Pro

Complete financial clarity

$24.99/mo

 

Get Started

Unlimited synced accounts
Cancel anytime

What you get

Side by side, no fine print

Feature comparison between Free, Plus, and Pro plans
Featuresby Warm
Free
Plus
badge 13Pro
Account Management
CSV & OFX import
Manual transactions
Transaction search
Bank account sync
Connected accounts
Manual import330
Budgeting & Goals
Smart transaction tags
UnlimitedUnlimitedUnlimited
Category budgets
Savings goals
Merchant budgets
Spending Analytics
Spending by category
Spending by merchant
Recurring detection
Subscription tracking
Subscription cancel links
Duplicate subscription alerts
Transaction enrichment (20k/mo)
Wealth Tracking
Net worth tracking
Historical snapshots
Manual asset tracking
Crypto portfolio
Financial Intelligence
Financial health score
Spending anomaly alerts
Bill calendar
Cash flow forecasting
AI financial assistant
Collaboration
Household sharing
Support
Help articles & FAQ
Email support

Testimonials

Real People

From stressedto calm.

  • Finally stopped avoiding my bank accounts. Having everything in one place makes it so much easier to stay on top of things.

    S
    Sarah M.
    Product Designer
  • Connected 4 banks and 2 credit cards in under 5 minutes. This is the aggregation tool I've been looking for.

    M
    Marcus T.
    Software Engineer
  • The net worth chart alone is worth it. Seeing all my accounts combined finally gave me the full picture.

    J
    Jamie L.
    Marketing Manager
  • Found three subscriptions I forgot I had using the recurring detection. Saved $40/month just by canceling things I wasn't using.

    A
    Alex K.
    Teacher
  • The transaction search is surprisingly fast. I can find a specific purchase from months ago in seconds instead of scrolling through bank statements.

    R
    Rachel P.
    Freelance Writer
  • Cash flow view helped me understand why some months felt tight even when I was earning well. Turns out my timing was just off.

    D
    David C.
    Small Business Owner
  • The spending categorization is better than expected. It correctly tagged 90% of my transactions without me having to do anything.

    L
    Lauren H.
    Nurse
  • Connected five different accounts across three banks. The CSV import worked perfectly for bringing in history from my old account.

    T
    Tyler B.
    Data Analyst
  • Doesn't feel like typical finance software. The interface is clean and I actually enjoy checking it instead of dreading it.

    E
    Emma R.
    Graphic Designer